| |
(1)
|
(2)
|
|---|
| |
Large Network
|
Small Network
|
|
IN*FC
|
-1.040***
|
-0.643**
|
| |
(0.376)
|
(0.317)
|
|
Informal Network(IN)
|
0.528**
|
0.314*
|
| |
(0.218)
|
(0.166)
|
|
Formal Court(FC)
|
0.135*
|
0.105
|
| |
(0.078)
|
(0.069)
|
|
Formal Loan Availability
|
-0.029
|
-0.138
|
| |
(0.091)
|
(0.102)
|
|
Loan Amount
|
0.001*
|
0.001**
|
| |
(0.000)
|
(0.000)
|
|
Caste Association
|
0.052**
|
0.158*
|
| |
(0.024)
|
(0.092)
|
|
Hindu
|
-0.041*
|
-0.045*
|
| |
(0.024)
|
(0.025)
|
|
High Caste
|
0.057
|
-0.008
|
| |
(0.042)
|
(0.037)
|
|
Education
|
0.129***
|
0.127***
|
| |
(0.032)
|
(0.029)
|
|
Constant
|
0.164***
|
0.176***
|
| |
(0.056)
|
(0.051)
|
|
Observations
|
2,323
|
2,211
|
|
R-squared
|
0.017
|
0.016
|
-
Source: IHDS 2004–2005, own calculations.
-
Notes: Linear probability models. Standard errors in parentheses, adjusted for clustering at village level.
-
***significant at 1%; **significant at 5%; *significant at 10%.
