| |
(1)
|
(2)
|
|---|
| |
Rural
|
Urban
|
|
IN*FC
|
-0.339
|
-0.849***
|
| |
(0.292)
|
(0.300)
|
|
Informal Network(IN)
|
0.121
|
0.421**
|
| |
(0.184)
|
(0.179)
|
|
Formal Court(FC)
|
0.056
|
0.128
|
| |
(0.055)
|
(0.084)
|
|
Formal Loan Availability
|
-0.173**
|
-0.072
|
| |
(0.067)
|
(0.123)
|
|
Loan Amount
|
0.003***
|
0.001***
|
| |
(0.001)
|
(0.001)
|
|
Caste Association
|
0.019
|
0.075**
|
| |
(0.0139)
|
(0.0292)
|
|
Hindu
|
-0.085***
|
-0.04**
|
| |
(0.016)
|
(0.02)
|
|
High Caste
|
0.091***
|
0.02
|
| |
(0.033)
|
(0.034)
|
|
Education
|
0.126***
|
0.130***
|
| |
(0.009)
|
(0.022)
|
|
Constant
|
0.185***
|
0.161***
|
| |
(0.036)
|
(0.051)
|
|
Observations
|
9,622
|
4,534
|
|
R-squared
|
0.037
|
0.017
|
-
Source: IHDS 2004–2005, own calculations.
-
Notes: Linear probability models. Standard errors in parentheses, adjusted for clustering at village level.
-
***significant at 1%; **significant at 5%; *significant at 10%.
